If you want to do your homework on which mortgage is best for you before starting your application, here is a smart way to bridge that gap.

You are a sales attendant in an electronics store. What is the one question and answer sequence you dread playing out with a potential customer who just entered your store? That’s right:

· Question: How may I help you today?

· Answer: Just looking.

No matter how you rephrase the question to make it less obtrusive, the answer is most often “just looking”. So, let’s play out the role reversal psychology. You are now the potential customer who just walked in the store. I would hazard a guess to say that most of us purposeful shoppers know what we want when we see it and look only to the sales associate to help answer additional product questions (e.g. is the purchase refundable, does the product come with a warranty, and am I getting the best available product for the money I am about to spend?).

How much would it help you if you were looking for a mortgage, to have a scenario building electronic tool on your cell phone that could calculate the following:

· Calculate my total cost of owning a home

· Tell me the minimum down payment I need

· Calculate Land Transfer taxes and the available rebates

· Calculate the maximum loan I can borrow

· Estimate my closing costs

· Estimate the pros and cons of refinancing my current mortgage before the renewal date

· Compare my options side by side

· Cloud encryption enabled for maximum security and privacy

· Email Summary reports (PDF) to my family, realtor, financial advisor

· Use my app in English, French, Spanish, Hindi and Chinese

https://dlcapp.ca/app/george-randle